• The Union Cabinet, chaired by Prime Minister Narendra Modi approved the Credit Guarantee Scheme for Exporters CGSE on November 11 2025. This move is set to reshape export financing in India and provide meaningful relief to businesses that often struggle with tight liquidity and long payment cycles. For MSME exporters in particular the scheme brings timely support without the usual requirement of collateral.

    What the Scheme Offers

    Twenty Thousand Crore Collateral Free Credit

    CGSE provides one hundred percent government backed credit guarantee coverage for exporters.
    The National Credit Guarantee Trustee Company Limited NCGTC will offer the guarantee to banks and financial institutions allowing them to extend collateral free loans up to fifty crore rupees.

    This removes a major barrier for small exporters who frequently find it difficult to pledge property or assets for working capital.

    Extra Twenty Percent Working Capital

    Eligible exporters can access an additional twenty percent of their sanctioned export working capital limit. This added liquidity helps them manage production supplies and international shipments without financial stress.

    The credit is entirely collateral free and fully guaranteed by the government.

    How the Scheme Is Managed

    Administered by the Department of Financial Services DFS
    Guarantee provider is NCGTC
    Lenders include banks and non banking financial institutions
    Oversight is handled by a management committee led by the Secretary of DFS

    The scheme remains valid until March 31 2026 and may be extended based on future assessments.

    Who Can Apply

    CGSE covers both MSME exporters and non MSME exporters.
    While detailed eligibility norms are expected to be released separately the scheme is clearly targeted at businesses that need additional liquidity to continue operations scale up and handle the challenges of global trade.

    Why This Scheme Matters

    Exports Drive Growth in India

    Exports contributed twenty one percent of Indias GDP in the financial year 2024 to 2025.
    The sector supports more than forty five million jobs.
    MSMEs contribute nearly forty five percent of Indias total exports.

    Despite their importance many small exporters struggle to secure timely and affordable financing. CGSE directly addresses this financing gap by offering guaranteed collateral free credit at scale.

    Main Objectives of CGSE

    The scheme aims to

    Provide steady liquidity for exporters
    Strengthen competitiveness in global markets
    Support entry into new international destinations
    Help India move closer to the one trillion dollar export goal
    Advance the vision of Aatmanirbhar Bharat
    Protect economic stability during periods of global trade disruption

    Part of a Larger Support Package Export Promotion Mission

    Along with CGSE the Cabinet approved the Export Promotion Mission EPM with an allocation of twenty five thousand sixty crore rupees for the period from financial year 2025 to 2026 through financial year 2030 to 2031.
    Together CGSE and EPM form a combined forty five thousand sixty crore rupee support package for exporters.

    The EPM consists of two major parts

    Niryat Protsahan

    Focus on export finance
    Budget of ten thousand four hundred one crore rupees

    Niryat Disha

    Focus on non financial support such as skills market access technology and compliance assistance
    Budget of fourteen thousand six hundred fifty nine crore rupees

    This package arrives at a time when exporters face rising global uncertainty including tariff actions from major trading partners and ongoing supply chain shifts.

    Expected Impact

    The CGSE is expected to

    Unlock easier credit access for MSME dominated export sectors
    Shorten production cycles by ensuring smooth availability of working capital
    Improve international price competitiveness
    Enable exporters to enter new markets
    Reduce reliance on high cost informal financing
    Strengthen Indias foreign exchange reserves

    By eliminating the need for collateral the scheme opens the door for thousands of smaller exporters who previously found formal credit inaccessible.

    The Credit Guarantee Scheme for Exporters is more than a financing facility. It is a strategic intervention designed to secure the future of Indias export growth. With global markets undergoing rapid changes this scheme gives Indian exporters the liquidity and confidence needed to compete expand and thrive

  • India is in the middle of an entrepreneurial revolution. Every day, new founders are launching tech startups, D2C brands, and small businesses. But while ideas are easy, business registration in India still feels complex of full of legal steps, compliance requirements, and confusing paperwork.

    That’s where StartBizzIndia.com comes. It is a digital platform built to make company incorporation online faster, simpler, and 100% compliant.

    Entrepreneurs in India face multiple challenges before even opening their first bank account — from choosing the right structure (LLP, Private Limited, Sole Proprietorship) to obtaining GST registration, PAN, TAN, and licenses. Missing a single step can delay or even invalidate the process.

    The Challenge: Starting a Business in India Isn’t Always Easy

    Many startups waste time and money on trial-and-error or unreliable agents. That’s why a reliable startup registration service in India isn’t just helpful, it’s essential.

    The Solution: StartBizz India’s End-to-End Business Registration Platform

    StartBizz India simplifies every stage of business setup and compliance. Entrepreneurs can register their startup, file mandatory documents, and manage compliance, all in one place.

    Key Services:

    • Company Incorporation Online: Private Limited, LLP, OPC, and Sole Proprietorship registration.
    • Legal Documentation: Digital drafting and filing of MOA, AOA, and partnership deeds.
    • Tax & Compliance: PAN, TAN, GST, and Startup India registration.
    • Accounting & Bookkeeping: Ongoing financial management for startups and MSMEs.

    The process is transparent, affordable, and guided by experts who know Indian business law inside out.

    Why It Matters: Compliance Is the Foundation of Credibility

    In India’s fast-growing startup ecosystem, legal compliance is no longer optional. Investors, vendors, and even digital platforms now expect businesses to be registered and compliant from day one.

    Platforms like StartBizzIndia.com ensure that entrepreneurs can focus on innovation and growth while their legal foundation stays rock-solid.

    By streamlining compliance and removing bureaucracy, StartBizzIndia.com contributes to India’s Ease of Doing Business mission — helping the country’s startup economy grow faster and more transparently.

    A Blend of Technology and Expertise

    Unlike many online agents, StartBizz India combines automation with personalized support. Entrepreneurs get digital workflows for speed and human experts for accuracy.

    That hybrid model reduces errors, shortens turnaround time, and provides the confidence new founders need to take their idea live — without getting buried in legal jargon.

    The Bigger Picture: Building a Startup-Ready India

    India’s government initiatives like Startup India and Digital India have opened doors for millions of founders. Yet to truly benefit, entrepreneurs need fast, compliant, and affordable startup registration services.

    By bridging the gap between vision and execution, StartBizz India empowers founders to register their business in days — not months — and ensures they stay compliant as they grow.

    Turn Your Idea Into a Legally Registered Business

    Whether you’re an individual innovator or a small business owner, company registration online is the first step toward legitimacy, funding, and growth.

    StartBizz India helps you complete that step with confidence — handling documentation, legal compliance, and startup registration so you can focus on what truly matters: building your dream business.

    Start your business journey today at StartBizzIndia.com

  • For a quarter century, Washington invested in India with remarkable consistency. From Clinton to Biden, Republican and Democratic leaders alike pursued the same long-term goal: make India a partner, a counterweight to China, and a pillar of the 21st-century global order.

    That patient diplomacy, however, has now been shaken. Donald Trump’s second innings in the White House has brought an unexpected hostility toward India—undoing decades of effort. For New Delhi, the message is loud and clear: America remains a power that can never be fully relied upon.

    How the U.S. Courted India

    The U.S. engagement with India began in earnest with President Bill Clinton’s visit in 2000, breaking through decades of indifference. George W. Bush made the boldest leap by offering India a historic civil nuclear deal, treating New Delhi not as a rule-breaker but as a responsible global power.

    The Obama administration embedded India into its “pivot to Asia,” expanded trade ties, and supported India’s bid for a permanent seat at the U.N. Security Council. Trump’s first term, despite its theatrics, elevated the Quad (with Japan and Australia) and flaunted a personal bond with Prime Minister Modi.

    President Biden built on this continuity, pushing for cooperation in defense manufacturing and technology. By 2025, India had overtaken China in exporting smartphones to the U.S. — a symbolic win in global supply chains.

    It appeared as if the U.S.–India relationship had become irreversible. Until Trump changed course.

    Trump 2.0: A Return to Unpredictability

    With little warning, Trump reversed his India policy. New Delhi was suddenly placed in the highest-risk category of U.S. partnerships, alongside pariah states like Syria and Myanmar. Meanwhile, Trump extended overtures to Pakistan, held closed-door meetings with its military brass, and dismissed India’s economy as “dead.”

    The irony could not be greater. India today is the world’s fastest-growing large economy, the fourth-largest overall, and on track to overtake Germany by 2028 to claim the third spot. It is the second-largest arms importer and one of the world’s biggest consumer technology markets. For Washington to trivialize India’s rise is not just inaccurate—it is strategically reckless.

    India Cannot Afford Naïveté

    India has always been cautious in its foreign relations. Having been colonized, then dependent on Soviet support during the Cold War, it has long pursued a policy of strategic autonomy. Under Modi, this evolved into “multi-alignment”—building ties with Washington, Moscow, and even Beijing simultaneously.

    Persistent U.S. diplomacy was slowly shifting that balance, pulling India closer to America. But Trump’s hostility has reignited old doubts. For many Indians, this is not just a policy reversal—it is proof of America’s fundamental unreliability.

    The result? India is once again reminded that it must hedge its bets: maintaining ties with Russia, exploring a less confrontational approach with China, and strengthening its own independent capabilities.

    The Lesson for India

    Washington’s mistake may turn out to be India’s opportunity. A country that treats friends so casually cannot be the cornerstone of India’s future strategy. Instead, New Delhi must double down on self-reliance in defense, technology, and energy, while pursuing flexible partnerships across the globe.

    The U.S.–India relationship will not collapse overnight. Trade, defense cooperation, and people-to-people ties remain strong. But Trump’s insults have injected caution—and perhaps a dose of realism—into India’s strategic thinking.

    For decades, Indian policymakers were told that the destiny of the world’s oldest and the world’s largest democracy was to walk together. Today, India must remember: destiny is not given, it is forged. And in the turbulent 21st century, only those nations that rely on themselves will shape their future.

  • मोदी का लाल किला भाषण: RSS का सम्मान या राजनीतिक रणनीति?

    भारत की राजनीति में हर प्रधानमंत्री का लाल किले से दिया गया भाषण एक गहरा संदेश होता है। लेकिन इस बार प्रधानमंत्री नरेंद्र मोदी ने एक ऐसा कदम उठाया जिसने सबका ध्यान खींचा। पहली बार किसी प्रधानमंत्री ने लाल किले से राष्ट्रीय स्वयंसेवक संघ (RSS) और स्वयंसेवकों के योगदान का ज़िक्र किया। सवाल यह है — क्या यह केवल सम्मान था या एक राजनीतिक रणनीति?

    ऐतिहासिक संदर्भ और RSS–भाजपा संबंध

    अब तक लाल किले के भाषणों में RSS का नाम सीधे तौर पर नहीं आया था। यहां तक कि अटल बिहारी वाजपेयी के समय भी ऐसा नहीं हुआ। हाल के वर्षों में भाजपा और संघ के बीच खटास की खबरें सामने आईं — जैसे राष्ट्रीय अध्यक्ष की नियुक्ति पर मतभेद, या मोहन भागवत के बयान जिनका अलग-अलग राजनीतिक मतलब निकाला गया।

    मोदी जी का सीधा संदेश स्वयंसेवकों को

    मोदी जी ने अपने संबोधन में सीधे स्वयंसेवकों के त्याग और समर्पण की सराहना की। यह एक आंतरिक संदेश था — कि भाजपा और संघ एक परिवार हैं, और प्रधानमंत्री स्वयं एक स्वयंसेवक होकर संघ की विचारधारा का सम्मान करते हैं। इससे कार्यकर्ताओं का मनोबल बढ़ा और संघ व भाजपा के बीच दूरी की चर्चाएँ कमज़ोर पड़ीं।

    राजनीतिक रणनीति: विपक्ष को डाइवर्ट करना

    यहां पर बड़ा सवाल यही है कि क्या मोदी जी सिर्फ़ RSS को धन्यवाद कह रहे थे या इसके पीछे रणनीतिक सोच भी है। कई विश्लेषकों का मानना है — और हमारा भी यही ओपिनियन है — कि मोदी जी ने विपक्ष का ध्यान RSS vs BJP की बहस में फंसा दिया है। इससे विपक्ष महंगाई, बेरोज़गारी, गठबंधन की चुनौतियाँ और 2024 के चुनाव जैसे असली मुद्दों पर फोकस खो सकता है।
    इसे राजनीतिक भाषा में Narrative Shifting कहा जाता है — यानी असली बहस से ध्यान हटाकर नई बहस खड़ी करना।

    2024 और उसके बाद की राजनीति

    आने वाले चुनावों में संघ की सक्रियता भाजपा के लिए निर्णायक होगी। यही कारण है कि प्रधानमंत्री ने स्वयंसेवकों से सीधा संवाद किया। उन्होंने संघ के सबसे पुराने मुद्दे — अवैध घुसपैठ और जनसंख्या असंतुलन — पर भी बात की और हाई-पावर्ड डेमोग्राफी मिशन की घोषणा की। इससे यह संदेश गया कि मोदी सरकार न सिर्फ़ संघ की विचारधारा सुन रही है बल्कि उसे नीतिगत रूप भी दे रही है।

    मोदी जी का भाषण केवल एक औपचारिकता नहीं था। यह तीन स्तरों पर काम करता है:

    1. स्वयंसेवकों का मनोबल बढ़ाना,
    2. भाजपा और RSS में दूरी की अफवाहों को रोकना,
    3. और विपक्ष को नई बहस में उलझाकर चुनावी नैरेटिव पर पकड़ बनाए रखना।

    इसलिए यह भाषण सिर्फ़ तारीफ़ नहीं, बल्कि एक सोची-समझी राजनीतिक चाल भी माना जा सकता है।

  • The Age of Two Superpowers

    In today’s world, global power is concentrated between two dominant forces — the United States of America and China.
    Yet, both often use their might to pressure smaller nations:

    • USA through sanctions, tariffs, and restrictive trade practices.
    • China through debt traps, coercive diplomacy, and military intimidation.

    For countries caught in between, this creates a vacuum, a desperate need for a fair and trustworthy balancer.

    India: The Natural Balancer

    This is where India steps in. Unlike others, India’s strength is rooted not in coercion, but in partnerships, inspiration, and friendship.

    • India does not bully; it builds trust.
    • India does not impose; it empowers.
    • India does not demand allegiance; it offers genuine cooperation.

    From championing the Global South, to advocating fair trade rules, to being the voice of reason in multilateral forums, India has emerged as a savior for nations seeking dignity in global relations.

    A Civilization Beyond a Nation

    Even when India was not as economically or militarily strong as it is today, the world always turned to it for balance. Why? Because India is not just a nation — it is a civilization thousands of years old that gave humanity its guiding light.

    • India taught the world to live in harmony with nature.
    • It gifted Yoga, a science of health and inner peace.
    • It offered sutras of philosophy and science that laid foundations for mathematics, astronomy, and even modern space research.

    Despite centuries of foreign domination, nearly 800 years of colonial rule that stripped away much of its advancement, the soul of India could never be enslaved.

    The Rise of a Resurgent India

    Today, India has risen again — not just as an economic power but as a moral leader.

    • During the COVID-19 pandemic, India shared millions of vaccines free of cost with poorer nations — not for profit, but purely to save humanity.
    • Today, the Global South respects India as its leader, because India’s leadership is grounded in compassion, not coercion.

    In a divided world, India’s role is unique:

    • India does not divide, it unites.
    • India does not exploit, it empowers.
    • India does not dominate, it balances.

    India’s Moral Leadership in the 21st Century

    This is the India the world needs today — a civilizational leader reborn as a modern power, carrying forward its timeless duty to humanity.

    On this Independence Day, the message is clear:
    The 21st century does not need another superpower. It needs India’s moral leadership — a force that balances power with fairness, and ambition with compassion.

  • They say you don’t know the value of something until it becomes a memory. For a little boy, that truth was carved deep into his heart after losing a grandmother.

    Days were once filled with the comfort of her lap, the smell of sandalwood from her saree, and lullabies that could hush the busiest street. The child adored her, not only for her affection but because she was a safe harbor in a restless world.

    Every evening, there was a little ritual, sitting beside her on the old charpoy, tracing the deep lines on her hands, tugging gently at the loose skin on her arms, and asking,

    “Dadi, what’s inside all this soft, wrinkly skin?”

    With a twinkle in her eye, she would always reply,

    “A lot of wealth… more than you can count.”

    Back then, it was taken literally, imagining hidden treasures: gold coins, sparkling gems, and maybe even magic. She would laugh, and the room would light up.

    But life turns its pages too fast.

    One winter morning, she was gone, slipping quietly into that long, unreturning sleep. The child wept endlessly, pleading to the skies, “Bring her back… I don’t want her wealth, I just want her.”

    The heavens stayed silent.

    Years passed. The world moved on. But those words—“a lot of wealth”—remained.

    One quiet evening, while staring at an old photograph of her smiling face, the truth finally unfolded. Her “wealth” wasn’t gold or jewels. It was health, the years she had lived, the love she had given, the time she had shared. Every wrinkle was a chapter in the book of her life—a map of struggles overcome, laughter shared, and kindness offered.

    The greatest fortune she carried wasn’t hidden, it was visible all along.

    Health. Time. Love.

    These are treasures more precious than any vault can hold. Money may buy medicine, but not the warmth of a grandmother’s touch. It can buy a clock, but never turn its hands back.

    Wrinkles aren’t a sign of age.

    They are proof of a life well-lived.

    Cherish your elders now. Listen to their stories. Hold their hands a little longer. Because the most valuable wealth in this world disappears silently—and once it’s gone, no prayer can bring it back.

    I miss my mama (my dadi)

  • Peace is not about the absence of noise in the world; it is about the absence of noise within yourself. It comes when your values, actions, and purpose stand together in harmony.

    What brings you peace?

    Many believe peace is found in quiet places, a mountain retreat, a calm beach, a silent room. Yet the world will always have its noise: the rush of deadlines, the clash of opinions, the hum of everyday life. Real peace is not about escaping it.

    True peace is the absence of noise within yourself. It is the calm that comes when your values, actions, and purpose move in harmony. When you know what you stand for, when your actions reflect your beliefs, and when your life serves a deeper purpose, the noise outside cannot disturb the stillness inside.

    Peace is not a passive state. It requires clarity to see the truth, courage to stand by it, and discipline to live by it. Challenges will come, and storms will test your resolve, but when your inner compass is steady, you will not lose your way.

    The world may never be silent, but your heart can be. And in that silence lies the strength to act with wisdom, compassion, and purpose.

    Peace is not found in a silent world but in a silent heart.

    Peace is not found in a silent world but in a silent heart, where values, actions, and purpose move in perfect harmony.
  • A mother gives life to a child, a teacher gives life to the future.

    Some births happen in silence. Others happen in light.
    And every human being experiences both.

    The first birth is from the mother’s womb, a place of warmth, safety, and unseen love. Here, a tiny heartbeat grows strong, shielded from the noise and storms of the world. The mother nourishes her child with her own strength, carrying a life she has not yet seen but already knows better than herself. This is the birth of the body, the moment we enter the world breathing, crying, and alive.

    The second birth is from the teacher’s womb, not of flesh and blood, but of patience, knowledge, and faith. This womb exists in classrooms, in quiet moments of encouragement, in the spark of curiosity ignited by a question. Here, the mind is fed with ideas, shielded from the shadows of ignorance, and guided toward the light of understanding. This is the birth of purpose, the awakening of our ability to think, choose, and shape our own path.

    A mother gives us existence.
    A teacher gives that existence meaning.

    A mother holds life in her womb, cradling it in love, guarding it from harm, and feeding it with her own strength. A teacher holds the light of knowledge in their soul, offering it to young minds, protecting them from darkness, and feeding them with wisdom. A mother gives the world a child; a teacher gives the world a future.

    Without mothers, there would be no humanity. Without teachers, there would be no civilization.
    One gifts us a heartbeat. The other teaches us what to do with it.

    We are all born twice: once into life, and once into purpose. To honor only the first is to live half a life. To honor both is to understand who we truly are.

    So cherish the two wombs that shape us — for in their care lies the story of every life, and the future of all humanity.

  • A mother does not just raise a child, she shapes the destiny of the world.

    What profession do you admire most and why?

    She holds a world within her arms

    Molding clay of innocence into shapes of destiny

    In her whispers a child learns truth

    In her gaze they see their first mirror of the soul

    She can raise a Ram whose life is a song of virtue

    A Krishna whose wisdom dances with joy

    Or a Ravana whose brilliance burns with pride

    No crown rests on her head

    No throne marks her seat

    Yet kingdoms rise and fall from the lessons she gives

    For in her care lies the seed of the world to come

    In today’s world we often measure professions by salaries, titles or influence. Yet there exists one role that is timeless and immeasurable which shapes the very destiny of humanity — motherhood.

    A mother is not just a caretaker. She is a creator of character, the first and most enduring teacher of values, the architect of her child’s moral foundation. In her hands rests the ability to mold a human being who could become a Maryada Purushottam Shri Ram, the embodiment of righteousness, compassion and duty; or a Shri Krishna, unmatched in wisdom, charm and strategic brilliance; or even a Ravana, a man of great intellect but consumed by arrogance and cruelty.

    The First School of Life

    Long before a child steps into a classroom they learn from their mother. Her words, her actions and her way of facing challenges silently etch lessons into the child’s mind. A mother’s lullabies carry more than comfort; they carry the seeds of culture, faith and morality. Her stories are not just tales but life’s first moral compass.

    The Responsibility of Shaping Destiny

    This is why motherhood is more than love, it is responsibility. The way a mother responds to a child’s mistakes teaches them accountability. The way she handles adversity teaches resilience. Her ability to guide without crushing curiosity, to discipline without breaking spirit and to love without spoiling shapes the person her child will become.

    The Unpaid, Unseen, Unending Job

    Motherhood has no official working hours, no retirement and no salary. It demands sacrifices that often go unseen — personal dreams postponed, sleep traded for care, comfort surrendered for a child’s needs. Yet every invention, every work of art, every act of heroism or villainy in human history traces back in part to the upbringing that person received.

    A Profession that Shapes the World

    We speak of leaders, innovators and thinkers shaping the future. But before they were any of those things, they were children in the care of someone who taught them how to think, act and live. In that sense every mother holds in her hands not just the future of her child but the future of the world.

    It is time we stop treating motherhood as an invisible duty and start recognizing it as the most profound profession where the work is nothing less than shaping the soul of the next generation.

  • Some places sell products.
    We create moments.

    The Unmukt Society Foundation is not a typical shop.
    It is a space where every visitor is more than a customer — they are part of a community that values dignity, warmth, and courage.

    When you step inside, you will not just see shelves. You will see handwoven shawls made with care, journals waiting to hold your thoughts, and jars filled with words of encouragement for days when life feels heavy.

    Here, the mirrors do not reflect flaws. They reflect the strength it takes to face the world, even on the most challenging days.

    You will find a quiet corner to pause, breathe, and remember that your story matters. You will meet someone at the counter who does not just process a transaction, but asks with sincerity, How are you really doing? and waits for your answer.

    We believe every woman deserves a space where she can rest her soul, feel understood, and leave a little lighter than she arrived.

    At Unmukt Society Foundation, you are not just buying something to take home. You are taking with you a reminder — you are seen, you are valued, and you are enough.

    Come visit. Share your story. Let’s create a world where every heart feels at home.